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·         Mortgage Rates1 – It was a short week with little economic news being released to impact mortgage rates and our benchmark rate held steady at 6.375% (6.411% APR).  Initial Jobless Claims, which measures individuals filing for unemployment benefits for the...

‘Tis the Season for Gifting

·         Mortgage Rates1 – After the excitement of last week, it was a relatively quiet week with our benchmark rate holding at 6.375% (6.414% APR).  We did receive the final reading of Q3 GDP which showed that the US grew at a revised annual pace of 4.9%, down from...

Fed Funds Rate: “Dot Plot Mania”

·         Mortgage Rates1 – It has been a good week for rates!  We started off with the November Consumer Price Index (CPI) report that showed year-over-year inflation declining from 3.2% to 3.1%.  The Core rate, which strips out food and energy prices, remained at 4%...

The Hidden Benefits of Higher Rates

·         Mortgage Rates1 – This past week was “jobs” week, where we receive several economic reports measuring employment and job openings.  We started with the JOLTS report, showing job openings in October declined to 8.7M, which was well below expectations of...

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